

Surviving the “Big Shift”
May 6, 2022
– As the “big shift” in real estate lending continues with the purchase market taking center stage, new challenges arise for title companies and lenders to grow market share –
The “big shift” in real estate lending is on. As rising mortgage rates spur further declines in refinance transactions and historically low housing inventory limits existing-home sales, title companies and lenders face a challenging time to maintain and grow market share.
In this increasingly competitive environment, companies can leverage operational efficiency tools and market-specific intelligence to enhance customer service and increase the effectiveness of their marketing efforts, which can drive business that, in turn, helps protect margins.

Pivoting to Purchase, But Staying Focused on The Digital Future
February 24, 2022
– In 2022, the dramatic shift from refinance to purchase and the overall market contraction requires new strategies as well as renewed focus on cost and efficiency –
With refinance transactions slowing, 2022 will mark a year of significant change for the title and mortgage industries. As Odeta Kushi, deputy chief economist at First American, recently observed:
“The Fed clearly faces a very unique challenge in 2022. How to tame inflation without halting the recovery, and the housing market is entering 2022 with double-digit house price growth, strong underlying demand and near record-low supply. A modest increase in mortgage rates due to tighter monetary policy may actually bring some much-needed house price moderation.”

Title in 2021: The Year of Market Intelligence
May 28, 2021
Data is at the core of nearly all business decisions and departments. Real-time, accurate market research data empowers business leaders to make decisions based on facts, market trends and statistical data. But gathering market information can be difficult, time-consuming, and expensive.
Title companies may expend internal resources to locate the data but find it difficult to sift through the noise for the right information to then interpret and analyze the results for executives to make strategic decisions and position for growth.